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John Tottenham

John Tottenham

VP Issuing at Optimal Payments

Isle of Man, United Kingdom
Financial Services
  1. Optimal Payments PLC
  1. Conister Bank,
  2. Offshore Financial Services,
  3. RBSI
  1. University of Bristol
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Optimal Payments PLC

Optimal Payments PLC

Head of Issuing

– Present

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Royal Navy - submarines
Offshore Financial Services
Prepaid MasterCard

Specialties:Prepaid MasterCard product design, implementation and delivery


Head of Issuing

Optimal Payments PLC
– Present (1 year)Isle of Man

Responsible for all prepaid card issuing for Optimal Payments. Optimal Payments is a principal member of MasterCard and licensed to issue prepaid cards throughout Europe. Optimal Payments issues the very successful Net+ prepaid card and is expanding its business to provide issuing and processing services to a wide range of clients across the region.

Director, Neteller Operations Ltd

Optimal Payments PLC
– Present (2 years 8 months)Isle of Man

Executive director for Neteller Operations Limited, the business responsible for managing merchant payments to and from Neteller member accounts.
Card scheme management in support of Optimal Payments Cards division

Head of Card Ops and Block Discounting Lending Manager

Conister Bank
(5 years 1 month)Conister Bank

Management of all aspects of MasterCard issuance for BIN sponsorship of prepaid programmes.
Additional role as Conister Bank Block Discounting Lending Manager


Offshore Financial Services
(3 years 3 months)

A number of short term roles (9mths - 1 year) in risk and regulatory services

Senior Internal Auditor

(3 years 11 months)

audit of all offshore jurisdictions, IOM, Channel Islands, Cayman, Bahamas. All aspects of banking: retail through to private banking and trusts.


Royal Navy
(20 years 7 months)

Command of a Trident nuclear submarine


  • Organizational...
  • Business Relationship...
  • Prepaid Cards
  • Financial Risk
  • Credit Cards
  • Management
  • Retail Banking
  • Financial Services
  • Debit Cards
  • Payment Systems
  • Operational Risk
  • Change Management
  • Risk Assessment
  • Risk Management
  • Payments
  • Loans
  • Internal Audit
  • Credit
  • Payment Card Processing
  • E-payments
  • Mobile Payments
  • Relationship Management
  • Banking
  • Stakeholder Management
  • Strategy
  • Electronic Payments
  • Teamwork
  • New Business Development
  • Team Building
  • See 14+  See less


Cheltenham College

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